Protect. Your. Income.
Disability Insurance, often called DI or disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work.
For example, say you were to get break your leg racing motocross and you worked as a mechanic for a living. Obviously it would be hard to perform the daily requirements of a mechanic, so there is a high chance that you would not be able to work. On top of that bad news your employer most likely is not going to pay you your paycheck for the entire time you are off work. Therefore disability insurance is purchased to help protect your income if you are hurt or sick and cannot work.
To inquire about your options complete the form below and we will help educate you on your options.
Things To Know
We do not sell, trade, or give any of your information to anyone period, and it is only used by RiderSurance representatives to communicate insurance information. Not only is this our promise, but it is also in compliance with the [HIPAA] Health Information Privacy Act.
1. Is my sport covered?
Yes we can get you covered!
We specialize in offering plans that do not have exclusions for hobbies and occupations. Contact us today to discuss your needs and we can get you dialed in with a plan that meets your needs.
2. What if I don’t ride?
Our plans are for anyone!
While our unique niche is serving the action sports industry, we have served individuals, families, groups and business's since 2003 that do not have any connection to action sports.
3. What insurance companies do you offer?
We represent over 50 companies worldwide.
Just to name a few: Blue Cross Blue Shield, Best Doctors, BUPA, Aflac, MASA, Banner Life, Sagicor Life, and many more!
4. Effective dates
Do not wait!
Effective dates vary from what type of product you want to what state or area of the world you live in. So do not wait to contact us about coverage because in some situations there can be a 30 day waiting period before your policy can be put in force.
5. Pre-existing conditions
Every situation is different
There are many different rules and guidelines that vary company to company. With one conversation we can help guide you in the right direction with your privacy at the utmost importance.
6. Is RiderSurance an insurer?
No, we are insurance brokers
Our purpose is to help educate you based on your unique situation and needs. Once we have a good understanding of your needs we recommend insurance solutions that are available.
7. Do these plans cover me outside my sport?
Yes! Most plans cover you 24/7
The majority of our plans will cover you 24 hours a day, 7 days a week, on and off the track unless you choose otherwise.