International Major Medical Insurance is exactly what it sounds like. It is medical insurance for everyday care for accidents, illnesses, hospitalizations, surgeries, etc...that is designed to provide you full coverage while you are outside of your home country. The plans cover you anywhere in the world, including the U.S. and your home country; and covers extreme sports. These plans are designed as annual contracts, but we understand that many of our riders and athletes only need coverage for short trips as well, which we can also accommodate. But, do not confuse this with your cheap travel insurance plans.
Furthermore, when you are riding, racing or participating in extreme sports, and traveling the world, this can pose many potential risk. Your medical insurance abroad should not be one of those concerns. Complete the form below and we can help educate you on the options available once we have a better understanding of what you do and where you are going.
Do not wait to start the insurance process as we are not an overnight solution. We are a comprehensive solution and you should give yourself at least 30 days in advance to go through the education, quoting, and application process. Thanks.
Things To Know
We do not sell, trade, or give any of your information to anyone period, and it is only used by RiderSurance representatives to communicate insurance information. Not only is this our promise, but it is also in compliance with the [HIPAA] Health Information Privacy Act.
1. Is my sport covered?
Yes we can get you covered!
We specialize in offering plans that do not have exclusions for hobbies and occupations. Contact us today to discuss your needs and we can get you dialed in with a plan that meets your needs.
2. What if I don’t ride?
Our plans are for anyone!
While our unique niche is serving the action sports industry, we have served individuals, families, groups and businesses since 2003 that do not have any connection to action sports.
3. What type of insurance plans do you offer?
We represent over 50 companies worldwide.
Just to name a few: Best Doctors, VUMI Group, BUPA, Blue Cross Blue Shield, Aflac, MASA, Banner Life, Sagicor Life, and many more!
4. Effective dates
Do not wait!
Effective dates vary from what type of product you want to what state or area of the world you live in. So do not wait to contact us about coverage because in some situations there can be a 30 day waiting period before your policy can be put in force.
5. Pre-existing conditions
Every situation is different.
There are many different rules and guidelines that vary from company to company. With one conversation we can help guide you in the right direction. Keeping your information private is of the utmost importance to us.
6. Is RiderSurance an insurer?
No, we are insurance brokers
Our purpose is to help educate you based on your unique situation and needs. Once we have a good understanding of your needs we recommend insurance solutions that are available.
7. Do these plans cover me outside my sport?
Yes! Most plans cover you 24/7
The majority of our plans will cover you 24 hours a day, 7 days a week, on and off the track unless you choose otherwise.